Financing for small businesses allows today’s innovative leaders to bring their ideas to the people of Montgomery County. From lending options for new startups to specialized programs for existing businesses, get the assistance that can help you reach your full potential.

Business Loan Resources

The Montgomery County Small Business Revolving Loan Program allows small businesses to benefit from direct loans or participate in loans made by other financial institutions in the county. Primarily targeted to small businesses with gross revenues less than $5,000,000 annually and fewer than 75 employees, with certain eligibility requirements.

Small Business Plus is a unique collaboration between Montgomery County and community banks headquartered in the County. The program promotes job growth through small business lending and earning competitive rates of return for the County on investment. $50 million in County funds are invested in participating community banks with $100 million lent to local small businesses to further promote new jobs.

Find the Right Program

Commercial PACE Financing allows commercial property owners to finance energy-saving upgrades through a property tax surcharge that is repaid over the life of the upgrade.

Green Bank increases investment and implementation of energy improvements across all sectors in the County. The Bank will use its seed capital to spur private capital investment, provide unique programs to target and open up new markets to energy-saving investments.

Maryland Funded Tax Programs for Businesses specializes in financing and incentive resources for small businesses, veteran-owned businesses and minority and women-owned businesses.

Maryland Industrial Development Financing Authority is a great resource to find financing and other information.

SBA LINC tool helps locate potential lenders for small business development.

The State of Maryland Business Assistance Program is a searchable database for loans, grants and venture capital.


Business Development Specialist 


The new location is a perfect fit for a brewery taproom like ours, and we are excited about our great local and national neighbors that we are joining this year.

Emily Bruno, Co-Founder of Denizens Brewery—and Small Business Loan program recipient